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San Diego Introduction
The City of San Diego, California, is the eighth largest city in the United States and the second largest city in the State of California. It is located in Southern California, on San Diego Bay, which is on the Pacific Ocean. San Diego abuts the border with Mexico and is the county seat of San Diego County.
According to 2005 U.S. Census estimates, San Diego's population is approximately 1.25 million people. This is essentially unchanged from the 2000 census.
San Diego Neighborhoods
The City of San Diego divides itself up into eight regions, which include Northern, Northeastern, Eastern, Western, Central, Mid-City, Southeastern, and Southern. The communities that exist within these regions include:
Some of the "top" neighborhoods in San Diego include:
San Diego Real Estate
As of 2005, there were over 501,000 housing units in San Diego (source: U.S. Census Bureau 2005 Community Survey). Of those, slightly over 466,000 were occupied, and 239,409 were owner occupied. The owner occupancy rate of 51.9% was below the national average of 66.9%.
Slightly under two thirds (64.1%) of San Diego's housing units were built prior to 1980, but under a tenth (7.5%) were built before 1939. Of the remainder, 18.4% were built in the 1980s, 11.0% were built in the 1990s, and 6.4% have been built since 2000. The "average" San Diego home is four to five rooms with two to three bedrooms. Only 10.4% have more rooms and 19.7% have more bedrooms.
Most (65.6%) of San Diego homes were heated by utility gas in 2005. Most of the remainder were heated by electricity (29.1%). A small number (3.6%) were unheated.
As of 2005, the median value of a San Diego owner occupied home was $566,700. This was well over three times the national average as of 2005 of $167,500. The price of San Diego homes in 2005 were over two times what they were in 2000 when the median value of a San Diego home was $233,100. By the 3rd quarter of 2006, the median price of a San Diego home was $601,900 (according to the National Association of Realtors or NAR). For that same time period, the median price of a condominium in San Diego was $361,100. Both prices are substantially above the national average.
In 2005, the median monthly housing costs for a home in San Diego were $2,054. At that same time, 77.2% of San Diego's owner occupied homes had a mortgage. 31.7% of owner occupied homes in San Diego had one or more second mortgages.
San Diego Property Taxes
The median property tax bill for an owner occupied house in San Diego in 2005 was $2,820 (source: U.S. Census Bureau 2005 Community Survey). San Diego property tax assessments are handled by the Assessor/Recorder/County Clerk's Office. Property Taxes are collected by the County of San Diego Treasurer - Tax Collector.
San Diego Schools
The majority of the City of San Diego is served by the San Diego Unified School District (also known as San Diego City Schools). The San Diego Unified School District has over 200 schools that serve nearly 133,000 students making it the second largest school system in California. Since 2000, 14 of the San Diego Unified School District schools have received "Distinguished School Awards" from the California School Recognition Program.
There are also numerous private and public colleges and Universities in San Diego, including: California State University San Marcos (CSUSM), California Western School of Law, Cuyamaca College, Grossmont College, Pacific Oaks College, San Diego City College, San Diego Mesa College, San Diego Miramar College, San Diego State University (SDSU), the University of California at San Diego (UCSD), the University of San Diego (USD), and the University of San Diego School of Law.
San Diego Economy
The lynch-pins of the San Diego economy include many major research centers, biotechnology, national defense, tourism, and the Port of San Diego. San Diego's largest commercial employers include: Kaiser Permanente, National Steel & Shipbuilding Co., Qualcomm Inc., SBC Communications Inc., Science Applications International Corp. (SAIC), Scripps Health, Sempra Energy and Sharp HealthCare. There are also five Fortune 500 company headquarters located in San Diego.
As of 2005, the median family income for San Diego was $67,925, which was significantly above the national average of $55,832.
San Diego/California Mortgage and Real Estate Organizations
| Category | Value |
|---|---|
| Homes With No Mortgage | 21% |
| With A Mortgage | 79% |
| First Mortgage Only | 59% |
| Second Mortgage or Home Equity Loan | 20% |
| Second Mortgage Only | 11% |
| Home Equity Loan Only | 9% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 22.3% |
| Median Real Estate Taxes (2000) | $1,616 |
| Category | Value |
|---|---|
| Total Occupied | 450,682 |
| 1-Person Households | 28% |
| 2-Person Households | 32% |
| 3-Person Households | 15% |
| 4-Person Households | 13% |
| 5-Person Households | 7% |
| 6-Person Households | 3% |
| 7+-Person Households | 3% |
| Category | Value |
|---|---|
| Median Year Built | 1972 |
| Median Year Built (Owner Occupied) | 1972 |
| Median Year Built (Renter Occupied) | 1972 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 80% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 18% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 1% |
| Category | Value |
|---|---|
| No Bedrooms | 1% |
| 1 Bedroom | 7% |
| 2 Bedrooms | 25% |
| 3 Bedrooms | 38% |
| 4 Bedrooms | 24% |
| 5+ Bedrooms | 5% |
Rate quotes from multiple lenders for the San Diego area:
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 | San Diego Careers San Diego career and employment information. |
 | San Diego Colleges San Diego colleges and trade schools. |
 | San Diego Hotels & Travel San Diego hotels, landmarks, tourism, transportation. |
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Moving Traffic, Inc., operator of CityTownInfo.com, is not a broker or a lender, and all offers for loans or mortgages found on this site are made solely by the advertiser.
